One of the most critical techniques for both declarer and defenders is to maximize the advantage of playing last to a trick when holding a marginal card.

Missing the Q

Example 1

Dummy
♠ K 6 3
You
♠ A J 5

If you were playing this suit yourself, you would lead low from dummy toward the ♠J, finessing if the ♠Q doesn’t appear on your right. (Alternatively, you could take a trick with the ♠K first and finesse on the second round.)

If the ♠Q is not favorably positioned, you’ll lose the trick, leaving only the ♠A and ♠K as winners. Since you’re playing a 1NT contract, you need seven tricks to make your contract.

Finessing is playing third, not last. It would be better for South if he could play last with the hand that holds the ♠J.

Example 1  (expanded)

Dummy
♠ K 6 3
West
♠ 4
East
♠ ?
You
♠ A J 5

Declarer plays last when a small card is led from the left.

Declarer should play low from the dummy. If the ♠Q does not appear on the trick, win with the ♠J. If the ♠Q is played, win with the ♠A, while the ♠J is promoted to a future winner.

The ♠J is a marginal card, with no certainty of becoming a winner. Playing last with a marginal card often provides an advantage. This approach is better than risking the card through a finesse. By playing last, you keep the option to decide whether to play one of your high cards (♠A) or your marginal card (♠J), only after the opponents have committed to playing the ♠Q or not.


✔ If you lead a marginal card, it will always lose, which is why it’s often referred to as a losing honor.

✔ A better option is to lead toward your losing honor and attempt a finesse, which will win a trick some of the time.

✔ The best option is to play last with your marginal card, either winning the trick or promoting it into a winner every time.

A and Q divided

Example 2

Dummy
♥ A 5 3
You
♥ Q 7

Here is a similar position. The ♥Q is a marginal card, not yet a winner.

Starting this suit himself, declarer leads low toward the ♥Q. If the ♥K is on sides, the ♥Q becomes a winner. But if the ♥K is on the left, the ♥Q loses and only the ♥A is a trick.

Example 2 (expanded)


Dummy

♥ A 5 3
West
♥ 4
East
♥ ?
You
♥ Q 7

When a small card is led from West, declarer has the opportunity to play last with the hand holding the marginal card, turning it into a guaranteed winner.

Begin by playing low from dummy. If the ♥K appears, play low again, reserving the ♥Q for the next trick. If the ♥K does not appear, win the trick with the ♥Q.

Playing last means the ♥Q will not be played on the same trick as the ♥K. The ♥Q is a marginal card (a losing honor), but it is promoted to a winner through the advantage of playing last.

A and Q divided

Example 3

Dummy
♦ Q 5 3  
You
♦ J 7 2

In this position you cannot be certain of making a trick if you have to begin the suit yourself.

Your opponents may play their ♦A on one of your honors, and their ♦K on the other. The ♦T controls the third round, and they own the ♦T.

Example 3  (expanded)

Dummy
♦ Q 5 3
West
♦ 4
East
♦ ?
You
♦ J 7 2

If the opponents lead the suit first, you can play low from dummy, avoiding any risk to the ♦Q, and wait to see if the third hand plays an honor before deciding whether to play your ♦J.

The advantage of playing last is that you have the flexibility to choose between two options (a high card or a low card in this case) based on their actions. They are forced to commit first, while you retain the ability to adjust your play accordingly.

If third seat does not play an honor, win the trick with the ♦J. If one of their master honors is played, play low, saving BOTH your ♦J and your ♦Q while they have only one master remaining. You are now assured of a winner in this suit.

Example 3  (expanded)

Dummy
♦ Q 5 3
West
♦ ?
East
♦ 4
You
♦ J 7 2

It doesn’t matter which opponent breaks the suit.

When the lead comes from East, you still play low in the second hand, keeping your options open for the hand that plays last. You have marginal cards in both hands, so the lead can come up to either one.

Spot cards matter.

These two arrangements function similarly. You need at least two low cards with one honor and one low card with the other honor. You will win a trick if either East or West leads the suit—provided you play low from the second hand.

example 4

Dummy
♦ Q 5 3 
You
♦ J 2

example 5

Dummy
♦ Q 5 3 
You
♦ J 2

Q and J together

Example 6

Dummy
♣ Q J 2
West
♣ 4
East
♣ ?
You
♣ 7 6 3

This arrangement is very different from the previous one because both honors are in the same hand. If you play low from dummy, you lose the flexibility to keep your options open. The South hand, playing last, has no honors or marginal cards to influence the play and will be forced to play low regardless of what the third seat does. As a result, the third seat can win the trick with a higher spot card, preserving both their ♣A and ♣K to cover your ♣Q and ♣J later.

With no advantage to playing last, it’s best to play one of your honors from the dummy and hope for a favorable distribution of the cards. If East wins the trick with the ♣A or ♣K, they won’t be able to continue the same suit without leading into dummy’s remaining honor, which will then be promoted due to the advantage of playing last.

K alone

Example 7

Dummy
♥ 5 3
South
♥ K 7 6

If South starts this suit, he will lead from dummy toward his losing honor.

When the ♥A is in the East, the ♥K will win a trick. But if the ♥A is in the West, there will be no trick.

The ♥K is a trick only half of the time.

Example 7  (expanded)

Dummy
♥ 5 3
West
♥ 4
East
♥ ?
South
♥ K 7 6

South would be thrilled if West leads toward their ♥K. Playing last ensures that South will avoid playing the ♥K on the same trick as the opponents’ ♥A, regardless of which opponent holds it.

If West leads, the ♥K is guaranteed to win a trick. If the ♥A is played, South holds back the ♥K. If the ♥A is not played, the ♥K wins the trick outright.

Example 7  (West’s perspective)

Dummy
♥ 5 3
West
♥ A Q 8 4
East
♥ ?
South
♥ ?

Now let’s consider the same position from West’s point of view.

Leading this suit is risky. He can see his own honor cards, and it’s not difficult to imagine declarer holding the ♥K. Therefore leading this suit might present declarer with a trick he cannot get on his own.

If declarer holds the ♥K, they may eventually lead from dummy toward their weaker honor, hoping East holds the ♥A. However, this plan will fail when West, playing last, uses their ♥AQ to win. Therefore, when South might hold the ♥K, West should carefully consider leading a different suit.

Example 7  (East’s perspective)

Dummy
♥ 5 3
West
♥ ?
East
♥ J T 9 2
South
♥ ?

We should also consider this example from East’s point of view.

Unlike his partner, East is happy to lead this suit. With only small cards in dummy, the hand that plays last, there will be no advantage to declarer. In fact, East can see that his partner will have the last hand able to play an honor.

Although West isn’t technically playing last, they will make the decisive play in the suit, which is just as advantageous.

Which card should East lead? Lead the ♥J, the top of the sequence. If South withholds the ♥K, East will win the trick and retain the lead. By doing so, East can continue leading the suit, ensuring declarer plays second, not last, on subsequent tricks in this suit.

If East leads a low card instead, their partner may win the first trick while declarer holds back the ♥K. However, when the suit is continued, West would have to lead toward declarer, allowing them to play last and promote the ♥K to a winning card.

K and J divided

Example 8

Dummy
♠ K 2
You
♠ J 6 5 

Although West won’t technically be playing last, they will make the final decisive play in the suit, which is equally advantageous.

If South is forced to lead this suit, they will lead a low card toward the ♠K in dummy. If the ♠A is favorably placed, the ♠K will become a winner.

If the ♠A is unfavorably placed and captures the ♠K, South can still aim for a trick with the ♠J. Once the ♠A and ♠K are out of play, South can regain the lead and later lead low toward the remaining honor. If the ♠Q is favorably placed, the ♠J will then become a winner.

Example 8 (expanded)

Dummy
♠ K 2
West
♠ Q…
East
♠ A…
You
♠ J 6 5

This is the distribution of the opponents’ honors that results in no tricks for declarer. The ♠A plays after the ♠K, and the ♠Q plays after the ♠J.

No tricks if declarer leads the suit himself, allowing the opponents to play last.

Example 9

Dummy
♠ K 2
West
♠ 3
East
♠ ?
You
♠ J 6 5

If the defenders lead the suit, the advantage of playing last allows declarer to keep their options open until the opponents commit to which honor they will play.

Declarer plays low from dummy, allowing East to win the trick. South plays low as well, preserving both of their honors for the second and third rounds of spades. With only one high honor remaining for the opponents, South’s two honors will secure a trick in one of the next two rounds of the suit.

Example 10

Dummy
♠ K 5 2
West
♠ ?
East
♠ ?
You
♠ J 6

I’ve adjusted the spot cards so the ♠J is now part of a doubleton instead of the ♠K.

If the defenders lead this suit, you can play low as the second hand to guarantee a winner.

However, if you initiate the suit, you should begin by leading low toward the ♠J, the honor in the doubleton. Even if the first attempt fails, you will still have a second opportunity to lead low toward your remaining honor. That remaining honor must still be accompanied by a spot card so you can play low if their high honor is played.

Example 11

Dummy
♠ K 2
West
♠ ?
East
♠ ?
You
♠ J 6

When both the ♠K and the ♠J are doubleton, you do not have a choice of which doubleton honor to lead toward.

The only hope is to lead toward the ♠K. You will make a trick if the ♠A is on sides.

I’ve adjusted the spot cards so the ♠J is now part of a doubleton instead of the ♠K.

If the defenders lead this suit, you can play low as the second hand to guarantee a winner.

However, if you mistakenly lead low toward the ♠J, the opponents will win with the ♠Q, leaving you with just one card in each hand. Without spot cards to support a marginal card, you’ll have no options. You’ll be forced to follow suit with your remaining honors when the opponents cash their ace, resulting in no winners—regardless of who holds the ♠Q or the ♠A.

A better approach would be to lead low toward the ♠K, giving you a chance to win one trick if the ace is favorably positioned.

A and Q together

Example 12

Dummy
♦ 7 4
South
♦ A Q

Declarer can lead low toward the ♦AQ and finesse if the ♦K does not appear, resulting in two tricks whenever East holds the ♦K.

However, if West leads the suit, South, playing last, will win tricks with both honors regardless of who holds the ♦K.

Example 13

Dummy
♥ J 7 4
South
♥ A Q 5

South is guaranteed two tricks in this suit no matter who leads. He can play the ♥A, ♥Q, and ♥J on three separate tricks, losing only one to the ♥K.

South might try for more by leading low toward the ♥Q and finessing if East plays low. If the finesse succeeds, South can then lead the ♥A for a second trick. If East holds a doubleton ♥K, the ♥K will be forced to follow suit under the ♥A, promoting dummy’s ♥J into a winner for a third trick in this suit. While hoping for a doubleton king onside is optimistic, it’s still a possibility.

Example 13 (expanded)

Dummy
♥ J 7 4
West
♥ ?
East
♥ 3
South
♥ A Q 5

If East leads the suit, South can make three tricks if the ♥K is favorably positioned, even if it isn’t a doubleton. South plays low as the second hand, and if East holds the ♥K, dummy’s ♥J wins the first trick. South can then finesse the ♥Q on the second round.

With the ♥K well-placed, the advantage of playing last earns Declarer an extra trick.

Two-way finesse

Example 14

Dummy
♣ K J 6 
South
♣ A T 3

If South leads this suit, he can finesse against either opponent for the missing ♣Q, but the finesse will fail about half the time. However, if either opponent leads the suit, declarer can play low as the second hand and win three tricks without needing to finesse for the ♣Q.

If the ♣Q doesn’t appear on the first trick, declarer will win in fourth position with the ♣J or ♣T. If the ♣Q does appear, the ♣A or ♣K will win, and the lower honors will be promoted.

The advantage of playing last makes the risk of a finesse unnecessary.

Defense and the advantage of playing last

General Guideline for Defense:
When choosing a suit to lead, consider the high card holdings in the hand that will play last to the trick. Be reluctant to lead up to a marginal card in the fourth hand.

Example 15

Dummy
♠ K J 8
♥ A T 7 4  
♦ 6 3
♣ Q 9 2

East is on lead, facing this dummy, which will play last in the upcoming trick. Without even considering what East holds in their hand, a diamond appears to be the best suit to lead. Leading any other suit would give declarer the advantage of playing last from dummy. By leading toward the diamond weakness, declarer gains no additional advantage.

Example 16

Dummy
♠ Q T 8 4
♥ 6 5 4
♦ Q T 9 2
♣ 8 4
West
♠ 6
♥ ?
♦ ?
♣ ?
East
♠ A 3 2
♥ Q T 9 3
♦ A 4 3
♣ T 6 5
South
♠ 5
♥ ?
♦ ?
♣ ?

South is declarer in a NT contract.

West’s opening lead is the ♠6.

East wins with the ♠A and must decide which suit to lead for trick two. Based on the opening lead, West likely holds at least four spades. Should East return their partner’s spade suit?

To make this decision, East evaluates dummy’s spade holding. Allowing dummy’s marginal spades to play last could help declarer establish spade tricks, so East considers an alternative suit.

Dummy also has marginal diamonds that could be promoted if allowed to play last. To avoid this, East chooses to lead either a heart or a club instead.

Example 17

Dummy
♠ T 8 7 5
♥ 2
♦ A T 8 3
♣ A J 9 2
West
♠ J 6 3 2
♥ A Q 9
♦ Q 7 6 5 2
♣ 3
East
♠ K 4
♥ T 8 7 4 3
♦ K 4
♣ K Q 8 4
South
♠ A Q 9
♥ K J 6 5
♦ J 9
♣ T 7 6 5

Against South’s 1NT contract, West leads the ♦5, aiming to establish some winners to cash later.

East wins with the ♦K and evaluates dummy to decide which suit to return for trick two. Knowing that diamonds are West’s long suit, returning a diamond is an option. However, with strong diamonds in dummy playing last, this choice is not ideal.

Clubs are East’s strongest suit, but he prefers to play them after dummy to avoid letting dummy play last in that suit. The strength of dummy’s clubs makes a club lead equally unappealing.

With length in hearts and dummy holding a singleton, East chooses to lead a heart. This is his best option.

Which heart does he lead? The ♥4, his fourth-best, signaling the length of his suit to his partner.

Now it’s South’s turn to apply the skill we’re focusing on. The opponents have started hearts, a suit that could produce extra winners for them. South, playing second, faces dummy’s weak heart holding—a disadvantageous position. Can he somehow turn the situation around to play last with his marginal cards?

Yes! South plays the ♥6, not expecting to win this trick. But when West wins, South now gains the advantage of playing last on West’s lead. If West continues with hearts, South will play last with his remaining ♥KJ5, which puts him in a much stronger position.

Example 18

Dummy
♦ Q 5 2
West
♦ T 8 6 4
East
♦ K J 3
South
♦ A 9 7

We’ve observed that playing last can provide a significant advantage. In some cases, as in this example, it can result in an extra trick.

If East leads this suit, the ♦Q, as the last card played, will secure a trick. However, if South is forced to lead the suit, they would lead low toward the weaker honor (♦Q), hoping the ♦K is favorably positioned. Unfortunately, that hope doesn’t work out in this scenario.

Example 19

Dummy
♦ Q 5 2
West
♦ K J 3
East
♦ T 8 6 4
South
♦ A 9 7

The East and West hands have been switched. Now it doesn’t make any difference whether East leads the suit.

What? It doesn’t make any difference? Why not?

If East leads diamonds, allowing the ♦Q to play last, the ♦Q will still win a trick. That’s true. But it’s a trick South would have won anyway. If South starts the suit, they would lead toward the weaker honor (♦Q), hoping the ♦K is favorably placed. And in this case, it is. So the ♦Q becomes a winner regardless of whether East leads the suit or not.

This is the key difference between Example 18, where East should avoid leading the suit, and Example 19, where leading the suit does not cost a trick. When East holds a card that would ideally be played over one of dummy’s cards, he should avoid leading the suit. In Example 18, East would prefer to play his ♦K over the ♦Q, so he should not lead the suit and allow the ♦Q to play last.

Example 20

Dummy
♦ Q T 2
West
♦ K 8 4
East
♦ J 9 6 3
South
♦ A 7 5

East would prefer to play his ♦J over dummy’s ♦T, so he should avoid leading this suit. Ideally, East wants South to initiate the suit by leading low toward dummy’s honors. East is hoping declarer will attempt to finesse dummy’s ♦T, allowing the ♦J to win a trick.

Example 21

Dummy
♦ Q 6 2
West
♦ K 8 4
East
♦ J T 9 3
South
♦ A 7 5

Now the ♦T is no longer in the dummy, and East doesn’t have an honor to play over dummy’s ♦Q, so it’s fine for East to lead the suit. The ♦Q was always destined to win a trick because it’s East’s partner, not East, who holds the ♦K.

Review: The Advantage of Playing Last

Play low in second seat to preserve the advantage of playing last in fourth seat.

Before leading, consider the honor holdings in the hand that will play last.

Be reluctant to lead up to a marginal card playing last.

It’s OK to lead up to a marginal card when you have no higher card in the suit.

Go to the next topic:

Are Your Honors Well-Placed?

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